Turning the Page on an Unprecedented Year - March 2021

By Kevin Smith, President, KMS Wealth Management, Inc.
Mon, Mar 15, 2021

The year 2020 taught us to expect the unexpected. For the year ahead, consider making a budget with that in mind.

“There’s no reason to set a budget for the whole year,” said Abigail Sussman, Associate Professor of Marketing at the University of Chicago. “A year from now is really like 20 years from now. Time isn’t normal right now.”

Enter the micro budget. Instead of setting a budget for the year, or even for the season, try structuring your spending and saving plan on a much smaller scale. This approach has several key advantages: You’re able to better monitor your cash flow, pivot plans with greater ease and reclaim some of the “fresh start energy.” Here’s how it works. Read More.


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