Credit Union

FRSA Credit Union Staff
PO Box 5799, Winter Park, FL 32793
Phone: 407-657-7212 Fax: 407-671-7014
Toll-free (FL only) 877-657-7212

FRSA Credit Union adds new services:
GAP Insurance - covers the financial "gap" between what you owe and what your vehicle is worth in the event your car is totaled
Mechanical Breakdown Protection - protects you from high repair bills in the event your car breaks down
Payday Alternative Loans - borrow up to $500 with no credit check - low fees and an easy payment plan
Christmas Club Accounts - start saving now so you don't have to borrow later! It's easy to save with a payroll deduction.
Online Banking -
www.frsacu.org
E-Statements are available - sign-up now - www.frsacu.org
Debit Cards are available

Haven't signed up for the Credit Union's new online banking yet? It's free and easy to do. Just click on the link below and select "MOM" - My Online Manager. In just minutes you'll be up and running.

To access the FRSA Credit Union website, go to www.frsacu.org

Marissa Carter - Manager, ext. 372
Lisa Blackmon - Member Services Rep, ext. 300

For more detailed information on Credit Union services, click FRSA Credit Union

The FRSA Credit Union can offer very competitive rates for all your business and personal needs. Check out these rates:

Rates as of December 16, 2008

New Auto's (2007-2008):
5.25% up to 60 months - 100% financing
5.50% up to 72 months $25,000 and over new cars - 100% financing to qualified buyers - rates subject to change
Used Auto's - NADA Loan Value (2007 and older):
5.75% up to 48 months
6.00% up to 60 months
Boats (new or used):
8.95% up to 60 months - 90% financing
Motorcycles:
8.00% up to 60 months - 1999 and newer
12.00% up to 60 months - 1998 and older
Recreational Vehicles: 20% down payment
8.75% up to 84 months - new or used
9.75% up to 120 months - new or used
Personal:
12.00% up to 24 months - $5,000 maximum
Payday Alternative Loan:
18.00% up to two months payroll deduction
Shared Secured:
3.75% Flexible with share rates
Equipment:
8.0% up to 36 months - 80% financing
VISA:
14.9% Secured and Unsecured
Dividends:
Shares - .75% APR, .75% APY
CD Rates (one thousand dollar increments):
Call the Credit Union for rates - 407-671-3772 ext. 300 or 407-657-7212
Mortgage Rates:
If you are considering refinancing or purchasing a home, don't forget to check out rates at Credit Union Mortgage Center - 1-877-481-3557 and tell them you are an FRSA member.

Please contact an FRSA Credit Union customer service representative for information on all applicable fees and terms. All rates are based on applicants credit score. Rates are subject to change.

2009 Holiday Schedule:
Martin Luther King Day - Monday, January 19th - closed
President's Day - Monday, February 16th - closed
Good Friday - Friday, April 10th - close at noon
Memorial Day - Monday, May 25th - closed
Independence Day - Friday, July 3rd - closed
Convention - Thursday, July 9th - close at 12 noon
                   Friday, July 10th - closed - staff will be available at the FRSA Trade Show
Labor Day - Monday, September 7th - closed
Columbus Day - Monday, October 12th - closed
Veterans Day - Tuesday, November 11th - closed
Thanksgiving - Thursday, November 26th & Friday, November 27th - closed
Christmas - Close at 12 pm Thursday, December 24th and all day on Friday, December 25th
New Years - Close at 12 pm Thursday, December 31st and all day on Friday, January 1, 2010

Please click below for:

Credit Union New Account Application-English

Credit Union New Account Application-Spanish

Credit Union New Account Business Application

Credit Union New Account Card

Credit Union ATM Application

Credit Union Loan Application

Credit Union Commercial Loan Application

Credit Union Payday Loan Application